Need a loan for a short-term emergency?

We know that not everything can be planned and that’s why you can count on Vexty’s Conscious Loan Program, offered exclusively for Active and Assisted Participants of the plan, for a financial emergency, without leaving aside your planning for the future.

What does it mean?

The Active Participant can apply for a loan with a limit of up to 50% of his current total balance in the Vexty Plan and still continue to make monthly contributions and earn a return on the amount invested. For the Assisted, this maximum limit is 30% on the current value of the account balance.

Vexty’s Loan Program has competitive rates, ranging from 0.91% to 1.11% (as per table below), the request is made 100% online and the credit of the value occurs within 5 days, without excessive bureaucracy.

It’s worth pointing out that Vexty’s loan is the consigned type, that is, the Active or Assisted Participant makes the request and the installment value is discounted directly from the payroll/benefit, without worries about bills or due dates!

The loan approval is automatic, that is, when you apply for the loan it is already confirmed*, because the consignable margin available for contracting is updated monthly.

Are you still in doubt if this is the best loan for you?

In order to decide if the Conscious Loan Program offered by Vexty is right for you, use the loan simulator available at restricted area of the Vexty website > Services Menu > Loan > Conscious Loan Simulation and Contracting, and compare the result with banks or other financial institutions.

Click here to and check what our Participants and Assisted, who have already used this benefit, are saying about the subject.

* failure may occur if the payroll representative or Vexty deems it necessary.

 Loan with competitive rates? Vexty. Absolutely.

Frequently Asked Questions:

When can I apply?

You can apply for the loan at any time.

Can I pay with the balance of the plan?

No. The installments will be deducted directly from the payroll, if a Regular Participant, or directly from monthly income, if an Assisted Participant.

For how many loans can I apply?

You can apply for only one loan at a time. Only after the current contract has been paid off, will it be possible to apply for a new one.

What is the minimum installment amount?

The minimum value of the installment is R$ 50,00.

What happens to the interest and charges?

The interest and charges will be appropriated as revenue of the plan (profitability), according to the proportion of the debit balance of each Participant’s Investment Profile.