Horiens promotes encounter about the role of quantitative analysis in risk and insurance management

Event brings together experts and leaders to discuss how data, simulations, and advanced methodologies support strategic decisions in corporate risks

Yesterday ,August 27th, Horiens held the event “From Risk to Insurance: The Role of Quantitative Analysis in Decision-Making” in São Paulo. The gathering brought together experts and leaders to discuss how data, probabilistic simulations, and advanced risk management methodologies are supporting strategic decisions in corporate risks. The agenda featured panels that deepened discussions on insurance program optimization, decision-making, and strategic dialogue with the insurance market.

“We believe that deeply understanding risks and uncertainties not only strengthens the resilience of companies and professionals but also creates opportunities to turn challenges into oportunities. The event provides a space to expand knowledge, exchange experiences, and build connections that drive more robust and innovative strategies to deal with the risks in the business environments,” said Carlos Eduardo Lichtenberger Jr, Director of Risk and Insurance at Horiens for Infrastructure and Concessions.

Marcio Santos, head of Horiens’ Risk Labs, spoke about risk quantification strategies for optimizing corporate insurance programs, especially for companies exposed to complex risks. “Our goal was to present to the guests an approach built from the convergence of the Horiens, the industry and the academy´s experiences, focusing on strengthening the integration of risk analysis   agenda with the themes of insurance program contracting and corporate risk retention criteria—such as appetite and tolerance—while also creating space to share challenges and expectations related to risk quantification, recognized as one of the most complex and decisive stages of the process.”

According to Ingrid Gregorio, Risk and Insurance Manager at Horiens, many companies are concerned with the topic but still develop their risk matrices in isolation—operations, finance, compliance, IT, among others—when the real need is to integrate risks identified across all areas with the contracted insurance program. “In this process, the broker plays a key role in translating the the survey carried out by the Risk Manager and explaining to the market which risks need to be covered and how. In this context, quantitative risk analysis becomes a strategic tool to understand the company’s limits, ensure coherent insurance contracting, and avoid decisions that could compromise business continuity in catastrophic scenarios,” she emphasized.

Guilherme Perondi Neto, CEO of Swiss Re in Brazil, reminded that the insurance market has undergone significant changes in the last few years, with the growing impact of secondary losses, such as those related to natural disasters. “There has indeed been a loss of capacity in the market, but we’re already seeing a recovery, with greater availability of capital for reinsurance. The trend is for a gradual decrease in prices over the coming years, depending on the region and line of business.”

Perondi Neto emphasized that successful risk transfer strategies require a structured medium- to long-term work plan. “It’s important for risk managers to have a consistent plan of dialogue with the market. There’s still a significant information asymmetry between insurers and insureds, and this can only be overcome through strategic relationships. Choosing the right partners, investing time in technical dialogue, and relying on solutions like consultancies or risk advisors are ways that helps building access and trust. The market is, above all, relational.”

Idealized and promoted by Horiens in partnership with 4IM Group, the event was sponsored by Swiss Re and supported by the Brazilian Risk Management Association and the Brazilian Institute of Finance Executives of São Paulo.

The agenda featured the following panels:

Panel I – Current Challenges for Risk Managers

Panel II – Simulate to Decide: Risk Quantification Strategies in Complex Projects

Panel III – Quantitative Analysis in Practice: Insurance Program Optimization

Panel IV – Dialogue with the Insurance Market: Future Visions and Reflections

Participant Testimonials

“What participants can take away from our event is the clear and strong connection between risk management and the insurance program, and a risk management based on quantification. That’s what gives substance and strength to proper risk transfer within the insurance program.”

Ricardo Pichani Celestino, Risk and Insurance Manager at Horiens

“Qualitative analysis of your risk data is very important because it provides the correct sizing of what needs to be done in terms of risk management and insurance contracting.

Mauricio Martins Botelho, Insurance & Risk Manager at ABB Ecuador S.A.

“It was a deep and enriching analysis. Very interesting to see how the behind-the-scenes of risk management work and how it applies to our daily decisions, such as transferring more risk versus the cost that brings to the company.”