Vexty Loan: for catching up on late bills or for unexpected situations

You cannot plan everything, so having options when a new scenario comes up can be very important.

When we look for a credit solution in the market, there are countless alternatives, but the best ones are not always available when we need them most.

Vexty offers its Active and Assisted Participants the possibility of contracting a payroll deductible loan. What it is?

It is a loan made to our Active and Assisted Participants whose monthly installments are deducted directly from the payroll, in case of Active Participants; and directly from the monthly benefit, in the case of Assisted Participants.

Is it worth it?

Well, it depends on your purpose and available alternatives.

Vexty does not encourage taking a loan to fulfill a consumption desire, for example, but we have some examples we believe are appropriate for taking a loan:

– Surprise/Unexpected event for which there was no time to prepare a financial plan.

– Emergency Renovation or Move, such as a rain damages, or a more serious problem in your house’s plumbing or electrical installations.

– Settlement of a debt, if it helps reduce the loss and have smaller installments.

– Debt exchange or discharge, if it helps reduce the interest paid and have smaller installments. For example, when an existing loan or a credit card and/or overdraft debt has accumulated, it can be useful to get away from this interest with a cheaper credit, since the interest on the payroll deductible loan is lower.

After evaluating (even re-evaluating!) and coming to the conclusion that the Loan can be a good alternative, check out the conditions for hiring it at Vexty.

The interest rates are very competitive in relation to the market, often lower when compared to other financial institutions.

The amount available for hiring uses the reference of 50% of your account balance in the Vexty Plan for Active Members and 30% of the balance for Assisted Members, as long as the monthly installment of the loan is inside the consignable margin (30% of your base salary or monthly income). All this information is on our website, in the Participant area, under: Menu de Serviços > Empréstimo > Simulação e Contratação de Empréstimo Consciente.

Access, check if the simulated value meets your needs and, if you wish, hire immediately!

Approval is automatic and you can choose to pay the loan in up to 48 installments.

The credit takes place on Tuesdays or Fridays, depending on the date you formalize the request.

You do not need to stop investing in the future to catch up with late bills or face unforeseen events.

With you today and tomorrow. Vexty. Absolutely.